In: Card Skimming
April 4th, 2019
5 BEST tips to protect you from ATM skimming
In light of the spate of ATM scams going on here and in Bali recently, it is time to look at ways to protect yourself.
ATM skimming (or physical skimming) has been around for years in-fact ever since the birth of automatic teller machines and the roll-out in the 1980’s. Lately the criminals are getting even more advanced in there brazen perpetration of this crime, from gas pumps to store terminals and even bank ATM machines it seems the criminal will stop at nothing to get your hard earned cash.
We at Armourcard know all about many types of skimming and Armourcard protects you from RFID wireless skimming of your ‘Tap & Go’ cards. ATM skimming (Your card details being skimmed at a machine) has no real protection other than your vigilance in protecting yourself every time your withdraw money from a ATM.
Here are our 6 best tips you should do when your at a ATM machine – EVERY-TIME
1. Always pull, push, shake and rattle where you put your card in (in-fact try to remove it) gently…
2. Drum, pull or push and rattle all around the ATM to see if anything else is loose like the keypad. (you may get some strange looks but it is worth it so you don’t get skimmed)
3. Look for a camera overhead or a pin-hole camera above the key pad or even in a pamphlet holder that are sometimes attached to an ATM (directed at the keypad)
4. Always cover your hand when putting in pin. (Yes obvious we know, but you would be surprised how many people forget this basic step. (Especially when your in a rush or being distracted)
5. After you have put your pin in, place your entire hand flat over every key on the keypad to transfer heat signature. (you do this because criminals are using your heat signature left by your fingers to get your pin-number, for example, the first digit of your pin will be cooler than the last digit you put in through the colour spectrum.) so a clever way to mess that up just places your hand over the keyboard for a second or 2. (This can be done while you wait for your cash)
Never re-put your pin number into retrieving your ATM card out of a machine, as shown in the recent Bali scams by doing this it opens up your account again for the criminals (often within the store after you leave) to come in and empty your card. If your card gets taken then leave it in the machine they cant empty your account without the open gateway (so do not put your pin in again which opens the gateway) accept your card is lost and call your bank.
By doing this you are helping to protect yourself from the way these criminals skim at these machines whether with a camera, heat signature or devices attached to machines.
Do it every time.
Travel Weekly Magazine and Website – “Why Travel Insurance Won’t Protect Your Cards”
A great article was written by HANNAH EDENSOR of Travel Weekly Magazine who recently interviewed our CEO Tyler Harris on the emergence of this new form of crime and how best to protect your credit cards and passport while your traveling.
Travel Weekly the highly respected travel magazine has spoken with Armourcard CEO Tyler Harris about how to best protect yourself while traveling from the new wave of skimming crime that can now lift your ePassports, credit cards and even hotel keys without you ever knowing.
Harris goes on to say
… its never been easier for organised criminals or even opportunitistic low level criminals to get your valued personal data, not just your credit card numbers but more importantly information that can lead to your identity being used for the means of identity theft.
… we believe that as a first lline of defence when traveling we need to start to take control of protecting our personal data, the hassle of being skimmed then trying to prove that to a financial insitution that the freud happened on the very least is time consuming and big hassle especially whilst traveling abroad.
Travel Weekly likes to help and give great advice to consumers about all things traveling this includes great destination articles, travel tips, and even some travel hacks from what to pack to how to spot a travel scam. We at Armourcard enjoyed our time chatting with them and them showcasing Armourcard to there readerships
Thanks to Travel Weekly Magazine for your support.